Will my insurance cover this?

Will my insurance cover this?

Auto  insurance  company that wishes me to pay for upfront?
"I recently obtained a-car(mustang!) and I was able to get a pretty low premium"I am almost 24 and I'd like to acquire a new car but I'm not sure just how much I - can afford per month since Iam unsure just how much full coverage  insurance  will be. I was recently in a accident therefore I never paid full-coverage and so I don't know around just how much it'd be and have 2 points on my license